Finance Center
We are here to help you get in your next vehicle.FAQ About Finance
Automotive F&I refers to the department within our dealership that handles the financing and insurance aspects of vehicle purchases. This department offers customers a range of financing options and insurance products, such as vehicle loans, extended warranties, and gap insurance.
GAP insurance covers the difference between the amount owed on a vehicle loan and the actual cash value of the used car. In the event of a total loss, GAP insurance can help cover the loan's remaining balance, which would otherwise be the borrower's responsibility.
GAP insurance may be needed when the loan balance on a used car exceeds the actual cash value, such as when a vehicle is totaled or stolen. GAP insurance can help protect borrowers from paying out-of-pocket for the remaining balance on their used car loan.
An extended warranty is a service contract that extends the coverage on a vehicle beyond the original factory warranty. These warranties can cover a range of repairs and maintenance services and may be offered by our Kansas City used car dealership or a third-party provider.
Yes, customers are not required to purchase any of the F&I products Lauren's Test Dealership offers. However, some products, such as gap insurance, may be required by lenders in certain circumstances. It's important to carefully consider each product's benefits and costs before deciding at our used car dealership near Kansas City.
WHAT IS AN AUTO SERVICE CONTRACT?
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An auto service contract is a contract that provides coverage for specific repairs and maintenance services on a vehicle. Our dealership or a third-party provider may offer these contracts and can cover a range of services from basic maintenance to major repairs.
ADVANTAGES OF A VEHICLE SERVICE CONTRACT?
A vehicle service contract, also known as an extended warranty, is an agreement between the vehicle owner and a third-party provider that covers the cost of certain repairs and maintenance services beyond the manufacturer’s warranty. Here are some advantages of having a vehicle service contract:
- Cost savings: Vehicle service contracts can provide significant cost savings by covering the cost of repairs and maintenance that would otherwise be paid out of pocket.
- Peace of mind: With a vehicle service contract, you can have peace of mind knowing that you’re protected against unexpected and potentially expensive repairs.
- Customizable coverage: Vehicle service contracts can be tailored to meet your specific needs, with varying levels of coverage, deductibles, and terms.
- Transferable: If you decide to sell your vehicle before the service contract expires, you may be able to transfer the coverage to the new owner, which can increase the resale value of your vehicle.
- Nationwide coverage: Many vehicle service contracts offer nationwide coverage, which can be especially beneficial if you travel frequently or move to a new state.
- Access to quality repair shops: Most vehicle service contracts require repairs to be performed at authorized repair facilities, which can help ensure that your vehicle is serviced by trained professionals using high-quality parts.
- No unexpected repair bills: With a vehicle service contract, you won’t have to worry about unexpected repair bills, as many contracts cover the cost of parts and labor.
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Save thousands in sales tax!
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2023-09-06
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2023-08-07
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2023-08-03
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2023-07-08
Did great help me to understand the program!
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2023-06-29
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2023-06-29